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Personal

Health Cash Plans for Individuals and Families

Support your family's wellbeing without the financial burden. Our health cash plans offer money back for many of your wellbeing needs.

Claim back expenses

Get money back for everyday health and wellbeing solutions for you, your children and your partner.

Claims paid within 24 hours^.

We're quick to turn your claim around.

Children covered for free.

Your kids are covered under your plan, at no extra cost1.

Pick your plan, pay monthly.

Four choices, one perfect fit.

What's included?

Dental & Optical benefits

Money back on dental costs, including check-ups, treatments, cleaning and polishing braces, dentures and more.

Money back on optical costs. Covering prescription glasses and sunglasses, contact lenses, eye test and laser eye surgery.

What's included?

Therapies & Chiropody

Money back therapies. Covering physiotherapy, osteopathic, chiropractic, acupuncture, homeopathy and reflexology.

Money back on Chiropody. Consultations, assessment and treatment.

What's included?

Diagnostic procedures

Money back for diagnostic consultations.

Partners & children

Extend cover to your loved ones

We cover children under 18 at no extra cost. Partners can be included too for an additional cost.

For a full list of what is covered please read our full policy details.

Get an online quote
How it works

Budget for the unexpected

You'll be able to claim back all or part of the cost.

  1. Pay a low monthly premium. Think of it as your healthcare piggy bank.
  2. Visit the dentist, optician, physio (and more). We cover a wide range of services.
  3. Send us the receipt, we send you cash back2. It's that simple.
Pricing

Pay monthly to spread the costs

Just pay monthly premium and you can soon start claiming back all or part of the cost for eligible expenses. Our health cash plans start from £9.63 3. To see the full list of prices please read our policy document.

What's not included

What's not included in our cash plans

  • Any treatments purchased or conducted within the first 13 weeks of the policy start date.
  • Pre-existing conditions for hospital benefits are not covered for 2 years.
  • A 10-month qualifying period applies to the Birth and Adoption of a Child benefit
  • Cataract surgery
  • Cosmetic surgery
  • Foster children are excluded

For a full list of what is covered and what isn't covered please read our full policy details.

Get an online quote

Claims processed within 48 hours^

Frequently asked questions

Get your health cash plan

Important Information

*Based on Bronze, individual personal cover. Includes Insurance Premium Tax.
**The amount you can claim back depends on your maximum limit – details can be found in the policy terms and conditions.
^ In 2025 our average processing time was within 48 hours - Based on BHSF Claim data Jan 1st – 31st Dec 2025.

*** Children must be under 18 years old and live in the same household as you.

Discover your ideal health cash plan

Effortlessly explore and select your ideal health cash plan online today.

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