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Personal

Cancer insurance

Financial stability during times of uncertainty.

Face cancer with one less burden.

Our Cancer Insurance (Plan4Life) policy pays a lump sum following diagnosis to be used however you wish, like for treatment, loss of wages, or your recuperation.

Select a cancer plan that suits your needs

Our Cancer Insurance has multiple levels of cover to choose from to suit your budget and needs.

Beyond financial security, your health matters most.

Expert GP advice, night or day, for complete reassurance.

Protection for every need.

Find the perfect fit for your individual circumstances with five levels of cover to choose from.

What's included?

Don't let financial obstacles slow you down

  • Receive financial support after a covered cancer diagnosis, so that you can focus on what matters most - your wellbeing and recovery.
  • Fight cancer, your way. Payout covers your needs, from lost wages, increased medical or travel costs, to dream trips.
What's included?

We'll set up a hassle-free monthly direct debit

Enjoy the convenience of automatic monthly payments. Get instant access to the GP helpline, private prescription service and RedArc perks. Other benefits kick in after 13 weeks.

If you're a smoker, you'll receive 50% of all cash sums.

What's covered

What's included in our cancer cover

Category A: One-time payout for diagnoses of any malignant cancer, benign tumour of the brain, spinal cord, or meninges, as well as Ductal carcinoma in situ of the breast.

Category B: Benefit is payable up to four times during the life of the policy. Covering diagnosis of Carcinoma in situ and Skin cancer (excluding malignant melanoma covered under Category A).

What's not covered

What we can't cover under our cancer cover

Benefits will not be payable in the following cases:

  • Pre-existing conditions (unless symptom and medication free for 5 years).
  • Diagnosis made before policy start date, during the 13 week waiting period, or any subsequent level change.
  • Self-diagnosis or diagnosis by a relative or family member.

Transparency matters! See it all: Coverage & exclusions.

Pricing

Spend as little as £4.42 per month

Choose from 5 affordable options starting from £4.42 per month* (including Insurance Premium Tax) and protect yourself against serious illness.

*Based on bronze cover, aged between 18-34.

Get a quote
Important Information

Important information you should know

We welcome applications from anyone aged 18-64 inclusive, living in the UK to either apply for our cover or adjust their existing plan, provided they are residents of the UK.

The policy will cease at age 75.

No advice has been given by BHSF in relation to the sale of this product. Please review the full policy.

This insurance is sold by BHSF Employee Benefits Limited (the intermediary) and underwritten by Faraday Underwriting Limited (the undertaking). BHSF will act as the Administrator of the policy.

Frequently asked questions about cancer cover

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Get an online quote

Click here to get an online quote and purchase your cancer insurance when ready.

Get an online quote