Because life happens: Preparing your family for the unexpected.
Know that no matter what life throws your way, your loved ones are taken care of financially.
Ensure they have the financial support to cover final expenses during challenging times.
Family protected, starting at £2 a month. Breathe easy knowing they're secure.
Choose from three levels of cover to expand your protection that covers both you and your spouse.
Our life cover ensures your loved ones have the resources they need to navigate through this difficult transition, whether it's covering funeral expenses, managing everyday costs, or simply having time to adjust.
If people depend on you, life insurance isn't just an option, it's a foundation of security.
We set you up on a monthly direct debit, so that you never have to worry about missing a payment.
With individual life cover, you choose a single person to be insured. If that person sadly passes away, the insured amount will be paid to their next of kin (usually their closest family members).
If you choose couple cover, both you and your partner are insured. If one of you passes away, the insured amount will be paid to the surviving partner.
Pre-existing conditions and recreational drugs may affect coverage. Check your eligibility here.
Life insurance doesn't have to break the bank. We offer flexible coverage starting at just £2 per month¹. Your cover will differ based on your age group and the benefit level chosen - £5,000, £10,000 or £20,000.
Cover is available for those aged 18 and above. Unlike some other providers, we'll cover you up to the age of 69 inclusive, as long as you're a resident of the UK. Premiums will increase with age and the new premium will be collected at the new age band on the first payment following the older Insured Person's birthday.
We understand that life insurance isn't for everyone, which is why we offer multiple plans designed for anyone seeking financial security to choose from:
Secure your financial future with personal accident coverage that will provide you with a significant lump sum if you need to take time off to recover from an injury.
This cover provides a significant lump sum to help you manage the costs and challenges of cancer. It's designed to be a financial cushion as you focus on getting the best treatment and support.
No advice has been given by BHSF in relation to the sale of this product. For full terms, conditions and exclusions of the policy, please see the policy details. All benefits payable are subject to BHSF policy terms – you can request a copy of these via email: enquiries@bhsf.co.uk or telephone: 0121 454 3601.
¹Based off the minimum individual cover for those aged between 18-40.
Plan for the future with ease. Get a quote online for our life insurance cover.
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